Au Pair International has arranged an upgraded option that allows you to increase your level of insurance coverage during your time in the USA. The main benefits of upgrading are:
• Increased policy maximum to $300,000
• Removal of the $200 per visit deductible
• Addition of mental health benefits
Below is a comparison of both plans:
| Plan Benefits | Standard Plan | Premium Plan |
| Policy Maximum | $100,000 per injury/illness | $300,000 per injury/illness |
| Deductible | $200 per injury/illness | $0 per injury/illness |
| ER Deductible | $500 for illness and not admitted | $500 for illness and not admitted |
| Coinsurance | After you pay the deductible, the plan pays 100% to the medical maximum |
After you pay the deductible, the plan pays 100% to the medical maximum |
| Outpatient Medical Expenses | 100% | 100% |
| Hospital Room and Board | 100% | 100% |
| Inpatient Mental Health Care | No Coverage | 100% up to $10,000 |
| Outpatient Mental Health Care | No Coverage | $50 per day up to $500 |
| Intensive Care | 100% | 100% |
| Prescription Medications | 100%, 90 day dispensing maximum | 100%, 90 day dispensing maximum |
| Local Ambulance | $50,000 | $50,000 |
| Dental (Accident Coverage) | $500 | $500 |
| Dental (Sudden Relief of Pain) | $200 | $200 |
| Emergency Medical Evacuation | $500,000 | $500,000 |
| Return of Mortal Remains | $50,000 | $50,000 |
| Emergency Reunion | $3,000 | $3,000 |
| Accidental Death and Dismemberment | $25,000 | $25,000 |
| Interruption of Trip | $10,000 | $10,000 |
| Assistance Services | Included | Included |
| Benefit Period | 180 days | 180 days |
*The cost of the insurance for your initial 364 days in the USA will be $211.70 extra with a $10 processing fee.
**Please note: this is a consolidated summary of the plan benefits, please see the plan certificate for the full benefits of each insurance plan.
To upgrade your insurance coverage through Au Pair International, please fill out and submit the following form: